Financial planning

Financial planning is one of the toughest jobs in the sector, because a small mistake or negligence, would lead to a lot of other problems. So, it’s very important that you do your financial planning with good knowledge or seek professional help.

The main aim of financial planning is to make your money grow, or to get capital appreciation, to secure your future life. We all love to live a dignified life, no matter at which age, hence good planning of finances is required, so that you don’t become dependent on anyone else, for all your basic needs.

There are many opportunities and options to start planning your finances and stay safe. Not the one, like HBSwiss which is definitely a fake, scam system. One of the trending saving, investment options are ELSS, Equity Linked Savings Scheme.

This is one fund, which is actually a boon to investors, giving double benefits, of tax exemption and also capital appreciation. We shall you drive you through the various schemes and its features.

ELSS is an equity mutual fund, which is majorly invested in equity. This investment has a lock-in period of 3 years, and you can exit it via selling the equity.

As we said, this is one of the funds, that has dual benefits, giving you growth on one hand and dividends on other. At the end of the term, the investor is blessed with a lump sum amount at the end of 3 years. Along with this, the investors get on time dividends that are normally the outcome of any mutual fund, even while in the lock period.

What to expect:

Though it’s one of the trendiest modules available, it’s always better to do your research work and then enter into any bond. So, though we say it’s one of the best, whether it’s best for you or not, must be decided by none other than you.

You may meet and talk with the fund managers, and remember to check their approach and its volatility in the past recent years.


Many of us invest in various bonds, Life Insurances, Gold and other commodities, or buy government sector bonds, and so on. We never think of investing in the market, fearing its loss and volatility. But, the actual truth is ELSS, is one among the best. Compared to other investment plans like the RD, FD, Bonds, and so on, this one has a lesser risk and capital appreciation too.